New Cost Of Living Increase For Canada Study Permits Effective September 2025

In a significant move to address the rising expenses faced by international students, Canada has introduced updated cost-of-living requirements for study permit applicants starting in September 2025. These changes reflect the growing financial challenges students encounter while studying in the country.

Increased Financial Requirements for Study Permit Applicants

The minimum proof of funds for living expenses outside Quebec has been raised to CAD 20,635 per year per student. This marks a substantial increase from the previous requirement of CAD 10,000. The adjustment aims to better align with the actual costs of living in Canada and ensure students have sufficient financial resources during their studies.

It’s important to note that tuition fees remain separate from this amount. These fees typically range between CAD 15,000 and CAD 30,000 annually, depending on the institution and program. Applicants must demonstrate access to funds covering both living expenses and tuition for at least the first year of study.

Additional Requirements for Accompanying Family Members

If you plan to bring family members with you to Canada, additional financial requirements apply:

• Spouse/Partner: You must show an extra CAD 4,000 for their living expenses.
• Each additional child: CAD 3,000 must be demonstrated per child.

These amounts are subject to change annually based on inflation and government policy. It is crucial to check the official IRCC (Immigration, Refugees and Citizenship Canada) website for the most up-to-date information when planning your application.

Application Process and Fees

The standard processing fee for a study permit remains at CAD 150. Applicants are encouraged to submit their applications online unless specific circumstances, such as a disability, require a paper application. Processing times can vary, so it’s essential to apply early and ensure all documents are complete.

Work Rights for International Students

International students in Canada are now permitted to work up to 24 hours per week during academic sessions. While this can help offset some living expenses, it is not a substitute for the required proof of funds. Students must still demonstrate sufficient financial resources to support themselves.

Post-Graduation Work Permit (PGWP) Changes

Starting from November 2024, graduates from bachelor’s, master’s, or PhD programs are eligible for a three-year PGWP, regardless of changes in their field of study. However, certain college-level and university programs may no longer qualify. The list of eligible programs is available on the IRCC website, and students are advised to verify their eligibility before applying.

Spousal Open Work Permit Restrictions

New restrictions on spousal open work permits will take effect in late 2024. Spouses of master’s students enrolled in programs shorter than 16 months—and those in certain other programs—will no longer be eligible for open work permits. This change narrows the options for families planning to accompany international students to Canada.

Summary of Key Requirements for 2025 Canada Study Permits

To ensure a smooth application process, keep the following requirements in mind:

• Provide proof of at least CAD 20,635 for living expenses (outside Quebec).
• Demonstrate funds for first-year tuition (typically CAD 15,000–30,000).
• Add CAD 4,000 for a spouse and CAD 3,000 per child, if applicable.
• Pay the study permit fee of CAD 150.
• Plan for extended processing times and ensure all documents are complete before applying.

Staying informed about IRCC updates is crucial, as policy and financial requirements may change due to inflation or shifts in immigration policy. For the latest details, visit the official IRCC website or consult trusted immigration news sources.

Source: https://immigrationnewscanada.ca/canada-study-permit-cost-of-living-2025/

Post-Graduation Work Permit (PGWP) Changes

Starting from November 2024, graduates from bachelor’s, master’s, or PhD programs are eligible for a three-year PGWP, regardless of changes in their field of study. However, certain college-level and university programs may no longer qualify. The list of eligible programs is available on the IRCC website, and students are advised to verify their eligibility before applying.

Spousal Open Work Permit Restrictions

New restrictions on spousal open work permits will take effect in late 2024. Spouses of master’s students enrolled in programs shorter than 16 months—and those in certain other programs—will no longer be eligible for open work permits. This change narrows the options for families planning to accompany international students to Canada.

Summary of Key Requirements for 2025 Canada Study Permits

To ensure a smooth application process, keep the following requirements in mind:

• Provide proof of at least CAD 20,635 for living expenses (outside Quebec).
• Demonstrate funds for first-year tuition (typically CAD 15,000–30,000).
• Add CAD 4,000 for a spouse and CAD 3,000 per child, if applicable.
• Pay the study permit fee of CAD 150.
• Plan for extended processing times and ensure all documents are complete before applying.

Staying informed about IRCC updates is crucial, as policy and financial requirements may change due to inflation or shifts in immigration policy. For the latest details, visit the official IRCC website or consult trusted immigration news sources.

Source: https://immigrationnewscanada.ca/canada-study-permit-cost-of-living-2025/

Conclusion

The updated financial requirements for Canada study permits starting in September 2025 reflect the government’s effort to address the rising cost of living for international students. With the increased proof of funds to CAD 20,635 per year, additional amounts for family members, and adjustments to work permits, it’s essential for applicants to plan meticulously. Staying informed through official sources like the IRCC website will help navigate these changes smoothly and ensure a successful application process.

Frequently Asked Questions (FAQs)