New Canada Child Benefit Payment To Be Sent On August 20

Canadian parents can expect a new payment from the Canada Child Benefit (CCB) program on August 20, 2025. This monthly payment, designed to help families cover the costs of raising children under 18, is part of the federal government’s ongoing support for families across the country.

The CCB is a tax-free benefit that is adjusted annually based on inflation and family income. For the 2025 benefit year, which runs from July 2025 to June 2026, families can expect slightly higher payments compared to the previous year, with increases of up to 2.7%.

How Much Will Families Receive?

The maximum annual CCB payment for the 2025 benefit year is $7,997 for children under 6 and $6,748 for children aged 6 to 17. These amounts represent an increase of $210 and $178, respectively, compared to the previous year.

However, the exact amount each family receives depends on their adjusted family net income. Families with an income below $37,487 qualify for the maximum payments. As income rises above this threshold, the benefit amount gradually decreases.

In some cases, families may receive even higher payments if they qualify for additional benefits, such as the child disability benefit or provincial/territorial supplements. In such cases, payments can exceed $1,200 per child per month.

Who Qualifies for CCB?

Eligibility for the CCB is based on several factors. Parents or guardians of children under 18 who are residents of Canada are eligible for the benefit. The Canada Revenue Agency (CRA) reassesses eligibility every July based on the previous year’s tax filing.

In cases of shared custody, both parents receive half of the eligible amount each. This ensures that all eligible families receive support, regardless of their custody arrangements.

How Are Payments Made?

Most CCB payments are made via direct deposit, ensuring that the funds are deposited directly into the recipient’s bank account on the scheduled payment date. For those not enrolled in direct deposit, cheques are mailed but may take up to 10 business days to arrive.

Important CCB Payment Dates for 2025

The August 20 payment is part of the regular monthly schedule for the CCB program. Parents are encouraged to review their payment schedules and update their information with the CRA to ensure uninterrupted payments.

What Should Parents Do?

To ensure they receive their CCB payments without delays, parents should keep their information up to date with the CRA. This includes updating marital status, custody arrangements, and address changes. Additionally, filing annual income tax returns on time is crucial, as CCB payments are calculated based on the previous year’s tax filing.

Payment amounts are indexed to inflation and are reassessed every year in July. This means that families can expect their payments to adjust annually to reflect changes in their income and living costs.

Other Related Benefits

In addition to the CCB, eligible families may also receive other government benefits in August 2025. These include the GST/HST Credit, the Canada Workers Benefit, and the Canada Disability Benefit. Provincial and territorial child benefits may also be combined with the CCB, further increasing the support available to families.

The August 20 CCB payment is a crucial part of the federal government’s efforts to support Canadian families. By providing a monthly, tax-free deposit, the program helps parents manage the costs of raising children, with higher rates this year due to annual inflation adjustments.

How Is the CCB Calculated?

The Canada Child Benefit is calculated based on information from the previous year’s tax return, including adjusted family net income and the number of eligible children. The CRA uses this data to determine the benefit amount for each family. The payment is adjusted annually in July to reflect changes in income, family size, and inflation rates.

Impact of Family Income on CCB Payments

Families with an adjusted net income below $37,487 receive the maximum CCB payment. As income increases beyond this threshold, the benefit amount decreases gradually. The CRA uses a sliding scale to ensure that higher-income families receive proportionally less, while lower-income families receive the maximum support.

Additional Benefits and Supplements

In addition to the base CCB payment, eligible families may receive supplementary benefits. These include:

• Child Disability Benefit (CDB): Families caring for a child with a severe and prolonged disability may qualify for an additional tax-free benefit.
• Provincial and Territorial Supplements: Many provinces and territories offer additional child benefit payments, which are often combined with the CCB for a higher total payment.

For example, families receiving both the CCB and provincial supplements could see their total monthly payment exceed $1,200 per child in some cases.

Why Indexing to Inflation Matters

The annual inflationary adjustment ensures that the CCB payment amounts keep pace with the rising cost of living. This year’s 2.7% increase reflects the inflation rate for the previous year, helping families maintain their purchasing power and continue to afford essential expenses for their children.

How to Ensure Accurate CCB Payments

While the CRA automatically recalculates CCB payments every July based on the previous year’s tax return, families should ensure their information is up to date. This includes:

• Reporting any changes in marital status.
• Updating custody arrangements if applicable.
• Notifying the CRA of address changes to avoid payment delays.

Families who do not receive their CCB payment via direct deposit should allow up to 10 business days for cheques to arrive after the payment date.

Long-Term Benefits of the CCB Program

The CCB program provides critical financial support to Canadian families, helping them cover the costs of raising children. By indexing payments to inflation and adjusting based on family income, the program ensures that support is targeted to those who need it most. Over time, this assistance can have a significant impact on reducing child poverty and improving overall quality of life for families across Canada.

For more information about the CCB, including eligibility criteria and payment calculations, visit the Canada Revenue Agency (CRA) website or consult the CRA’s resources for families.

Conclusion

The Canada Child Benefit program continues to be a vital source of financial support for Canadian families, helping them manage the costs of raising children. The August 20, 2025, payment is part of the government’s commitment to providing regular, tax-free support to eligible families. With inflation-adjusted payments and additional benefits for qualifying families, the CCB ensures that assistance is targeted to those who need it most. By keeping their information up to date with the CRA and staying informed about eligibility criteria, families can maximize their benefits and make the most of this essential program.

Frequently Asked Questions (FAQ)

When is the next Canada Child Benefit payment date in 2025?

The next CCB payment date is August 20, 2025. Payments are made on the 20th of each month, except for December, which is paid on the 12th.

How much can families expect to receive from the CCB in 2025?

The maximum annual CCB payment for 2025 is $7,997 for children under 6 and $6,748 for children aged 6 to 17. The exact amount depends on family income and eligibility for additional benefits.

Who is eligible for the Canada Child Benefit?

Parents or guardians of children under 18 who are Canadian residents qualify for the CCB. Eligibility is reassessed annually based on the previous year’s tax filing.

How are CCB payments made?

Most payments are made via direct deposit. Families not enrolled in direct deposit will receive cheques, which may take up to 10 business days to arrive.

What if my family income is above the $37,487 threshold?

Families with income above $37,487 will receive gradually reduced CCB payments based on a sliding scale. The CRA calculates the exact amount based on the previous year’s tax return.

Can families receive additional benefits alongside the CCB?

Yes, eligible families may also receive the Child Disability Benefit, provincial/territorial supplements, and other related benefits, which can increase the total payment amount.

How can I ensure my CCB payments are accurate and uninterrupted?

Keep your information up to date with the CRA, including marital status, custody arrangements, and address changes. Filing taxes on time is also essential for accurate payment calculations.

What should I do if I don’t receive my CCB payment on time?

If you don’t receive your payment, contact the CRA to confirm your eligibility and payment details. Cheques may take up to 10 business days to arrive.