New Ontario Trillium Benefit Payment To Be Sent On September 10
Ontario residents eligible for the Ontario Trillium Benefit (OTB) can expect their next payment on September 10, 2025. This tax-free monthly payment is designed to help low- to moderate-income individuals and families offset everyday expenses like energy bills, property taxes, and the provincial portion of HST on goods and services.
What is the Ontario Trillium Benefit?
The OTB combines three separate tax credits into one convenient payment: the Ontario Sales Tax Credit (OSTC), the Ontario Energy and Property Tax Credit (OEPTC), and the Northern Ontario Energy Credit (NOEC). These credits are designed to alleviate financial pressures by addressing specific expenses.
- The Ontario Sales Tax Credit (OSTC) helps offset the provincial portion of HST paid on purchases.
- The Ontario Energy and Property Tax Credit (OEPTC) assists with property taxes and energy costs.
- The Northern Ontario Energy Credit (NOEC) provides additional support for higher energy costs faced by residents in Northern Ontario.
While the OTB is funded by the Ontario government, payments are issued by the Canada Revenue Agency (CRA). Recipients may see “Canada Revenue Agency” on their bank statements when the payment is deposited.
How Are OTB Payments Calculated?
The payment amount for the 2025 benefit year (July 2025 to June 2026) is based on the information from your 2024 income tax return. Factors that influence the amount include:
- Your age
- Your income
- Your residence location
- Your family size
- The amount of rent or property taxes paid
To estimate your OTB payment, you can use the CRA Child and Family Benefits Calculator. This tool provides a clear and accurate estimate based on your personal financial situation.
2025 OTB Payment Schedule
OTB payments are typically issued on the 10th of each month. For 2025, the confirmed payment dates are:
- January 10
- February 10
- March 10
- April 10
- May 9
- June 10
- July 10
- August 8
- September 10
- October 10
- November 10
- December 10
Payments are always made on the 10th, except when the 10th falls on a weekend or statutory holiday, in which case the payment is issued on the next business day.
How Will You Receive Your Payment?
If you have direct deposit set up for your tax refunds, your OTB payment will be deposited directly into your bank account. If not, you will receive a cheque by mail on the payment date. Setting up direct deposit is easy and can be done online through your CRA My Account.
Lump Sum vs. Monthly Payments
The way you receive your OTB depends on the total amount you are eligible for:
- If your annual benefit is more than $360, you can choose between monthly payments (issued from July 2025 to June 2026) or a single lump sum payment in June 2026. The total amount you receive does not change based on your choice.
- If your annual benefit is $360 or less, you will receive a single payment in July 2025.
- If your annual benefit is more than $2 but less than $10, it will be rounded up to $10. If your benefit is $2 or less, no payment will be made.
Eligibility and Requirements
To qualify for the OTB, you must:
- Be a resident of Ontario.
- File a 2024 personal income tax return by April 30, 2025, to receive payments on time. Late filing may delay your payments but does not disqualify you from receiving the benefit.
- Have a valid Social Insurance Number.
- Meet the eligibility criteria for at least one of the included credits (OSTC, OEPTC, or NOEC).
Additional Information
The Ontario Trillium Benefit has been enhanced for 2025 to provide increased support for Ontarians facing economic challenges. This benefit is a vital resource for millions of residents, offering financial relief to families, renters, and seniors alike. By filing your taxes on time and ensuring your information is up to date, you can ensure you receive your OTB payments promptly and make the most of this important support.
Understanding the Ontario Trillium Benefit Payment Details
As the September 10, 2025, payment approaches, many Ontarians are looking for more details about the Ontario Trillium Benefit (OTB) and how it works. Below, we break down key aspects of the program, including payment delivery, lump sum vs. monthly payments, and eligibility requirements.
How Your OTB Payment Is Delivered
The OTB payment process is straightforward and convenient. If you have direct deposit set up for your tax refunds, your OTB payment will be deposited directly into your bank account on the scheduled payment date. This method is fast, secure, and eliminates the need to wait for a cheque in the mail.
If you do not have direct deposit, you will receive a cheque by mail on the payment date. Setting up direct deposit is easy and can be done online through your CRA My Account. This ensures your payments are received quickly and efficiently.
Choosing Between Lump Sum and Monthly Payments
The OTB offers flexibility in how you receive your benefits, depending on the total amount you are eligible for:
- If your annual benefit is more than $360, you have the option to receive monthly payments from July 2025 to June 2026 or a single lump sum payment in June 2026. The total amount you receive remains the same regardless of your choice.
- If your annual benefit is $360 or less, you will receive a single payment in July 2025.
- If your annual benefit is more than $2 but less than $10, it will be rounded up to $10. If your benefit is $2 or less, no payment will be made.
Choosing between monthly payments and a lump sum depends on your personal financial needs. Monthly payments can help with ongoing expenses, while a lump sum can be useful for larger expenses or saving.
Eligibility and Requirements
To qualify for the OTB, you must meet specific criteria:
- Be a resident of Ontario.
- File a 2024 personal income tax return by April 30, 2025, to receive payments on time. Late filing may delay your payments but does not disqualify you from receiving the benefit.
- Have a valid Social Insurance Number.
- Meet the eligibility criteria for at least one of the included credits (OSTC, OEPTC, or NOEC).
Even if you have no income or do not owe taxes, you must still file a tax return to be eligible for the OTB. This ensures the CRA has the necessary information to assess your eligibility and calculate your payment.
Additional Information About the OTB
The Ontario Trillium Benefit has been enhanced for 2025 to provide increased support for Ontarians facing economic challenges. This enhancement reflects the provincial government’s commitment to helping residents manage rising living costs. The OTB is a vital resource for families, renters, and seniors, offering financial relief to help with essential expenses.
Payment dates for the remainder of 2025 and into 2026 are as follows:
- October 10, 2025
- November 10, 2025
- December 10, 2025
- January 10, 2026 (and continuing on the 10th of each month into 2026)
By filing your taxes on time and ensuring your information is up to date, you can make the most of the OTB and enjoy the financial support it provides.
Conclusion
The Ontario Trillium Benefit (OTB) is a vital support program for Ontarians, offering financial relief through tax-free monthly payments. With the next payment scheduled for September 10, 2025, it’s essential for eligible residents to ensure their information is up-to-date with the Canada Revenue Agency (CRA) to receive their benefits without delays. By understanding the eligibility criteria and payment structure, Ontarians can make the most of this essential support, helping to alleviate expenses related to energy, taxes, and everyday costs.
Frequently Asked Questions
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What is the Ontario Trillium Benefit (OTB)?
The OTB is a tax-free monthly payment designed to help low- to moderate-income Ontario residents with expenses like energy bills, property taxes, and sales tax.
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How do I apply for the OTB?
To apply, file your 2024 tax return by April 30, 2025. Ensure you have a valid Social Insurance Number and meet the eligibility criteria for at least one of the included credits.
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When will the next OTB payment be made?
The next payment is scheduled for September 10, 2025. Payments are typically made on the 10th of each month, adjusted for weekends or holidays.
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Can I choose between monthly payments and a lump sum?
If your annual benefit exceeds $360, you can choose between monthly payments or a lump sum. Benefits of $360 or less are paid as a single sum in July 2025.
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How are OTB payments delivered?
Payments are made via direct deposit if set up with the CRA; otherwise, a cheque is mailed. Update your banking information through CRA My Account for direct deposit.
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What if I have no income or don’t owe taxes?
Even without income or tax owed, you must file a tax return to be eligible for the OTB. This ensures the CRA can assess your eligibility and calculate your payment.
